Individual and Family Dental and Vision Plans

If you’re looking for dental and/or vision insurance for you or your family, we’ve got you covered. HRI Dental & Vision offers comprehensive dental and vision coverage directly to you and your family.

Our dental and vision networks offer nationwide coverage to individuals and families that call Indiana, Kentucky or Ohio home.

Our Affordable Plan Options

HRI goes beyond basic coverage, providing comprehensive care plans with our in-network providers. From preventive services to advanced procedures, our benefit plans are designed to support them all. We understand that quality care is crucial to maintaining overall health, and we’re dedicated to providing you with coverage that fits into your lifestyle.

We offer three traditional dental plan levels, with our Elite Wellness Plan including vision coverage, and a network access plan that grants you access to our provider network and our contracted rates with a one-time fee.

No matter the coverage level you choose, you’re guaranteed to be accepted – our plans don’t have any age limits or qualifications! All of our plans feature preventive care from day one of your coverage and a large network of dentists.

Discover our plans below.

Network Access Plan

This non-traditional plan allows you to pay a yearly fee to tap into network savings. Includes access to our provider network and our contracted rates for dental services, resulting in savings for you. Also includes a $100 annual allowance for select dental services.

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Preventive Plan

Includes day one coverage of two cleanings per year, X-rays every two years, teledentistry access and oral exams.

View the Summary of Benefits

Core Plan

Includes day one coverage for cleanings, X-rays,exams and teledentistry access with $750 worth of benefits annually. Includes coverage for fillings*, root canals**, periodontal cleanings*, oral surgery*, crowns** and dentures** once applicable waiting periods have been met.

View the Summary of Benefits

Elite Plus Plan

Includes day one coverage for cleanings, X-rays, exams and teledentistry at the lowest out of pocket expense with $1,500 annual benefits. Also includes a vision benefit with our partner from EyeMed. Includes coverage for fillings*, root canals**, periodontal cleanings*, oral surgery*, crowns**, dentures** once applicable waiting periods have been met.

View the Summary of Benefits

Compare Our Plans

Learn about what features are included in each of our individual and family plans, below.

Network Access Preventive Core Elite Plus
Access to Thousands of In-Network Dentists Included Included Included Included
Service Area All of Indiana and Kentucky, Lucas and Wood Counties in Ohio All of Indiana, Kentucky and Ohio
Coverage for Preventive & Diagnostic Services
Exams, Teeth Cleaning, X-Rays, Fluoride, Sealants 		Included 100% Covered
Coverage for Fillings*
Silver/Amalgam or White/Composite		 Included Not Covered 50% Covered 80% Covered
Coverage for Periodontics*
Scaling and Root Planing and Periodontal Maintenance		 Included Not Covered 50% Covered 80% Covered
Coverage for Endodontics**
Root Canal Therapy		 Included Not Covered 50% Covered 80% Covered
Coverage for Crowns/Bridges/Dentures** Included Not Covered 50% Covered 50% Covered
Coverage for Oral Surgery* Included Not Covered 50% Covered 80% Covered
Teledentistry Services None 100% Covered
Vision Benefit None Included
Amount of Benefit Per Year $100 and Discounts on All Services After $100 of Coverage Covered for 2 Cleanings, X-Rays and Exams per Year $1,000 $1,500
*Waiting Period After Coverage Effective Date None 6 Months for Fillings, Periodontal and Oral Surgery; 12 Months for Crowns, Root Canals and Dentures
Overall Coverage Ranking

*6 month waiting period; **12 month waiting period.

Ready to enroll?

We stand behind the quality of our individual and family insurance plans with a 10-day satisfaction guarantee. If you aren’t satisfied with your plan within the first 10 days, you can cancel your coverage for a full refund of that month’s premium.

With over 35 years of experience, you can feel secure knowing your dental and vision health is protected and backed by an expert team. With HRI, you get more than insurance, you get peace of mind knowing that your health is covered year-round.

You can enroll in an individual or family plan at any time of year – no need to wait for an open enrollment period. You’ll have access to preventive care such as cleanings, X-rays and exams from day one of your coverage. Waiting periods apply for access to additional services.

Contact Us

Questions or ready to enroll? Get in touch with our member services team by calling 800-727-1444 or emailing callcenter@insuringsmiles.com.

For Members

Member Handbooks

Download Member Handbook - Dental

Download Member Handbook - Dental & Vision (Elite Wellness Plan)

Our Robust Networks

Our plans provide access to a wide selection of in-network dentists and eye doctors nationwide. The network is designed for your convenience, making it easy to find an in-network provider wherever you are.

Find a Dentist

Find an Eye Doctor

Note: If browsing for in-network dental providers for the Network Connect plan, be sure to select "Network Connect" from the initial drop down.